Privacy Policy

Effective Date: October 19, 2026

2ndLiens.com ("we", "us") respects your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard the information you provide to us.

1. Information We Collect

We may collect the following types of information when you interact with us:

  • Personal Information: Name, phone number, email address, mailing address, or other contact details.
  • Usage Data: Information about how you use our website, services, or communications.
  • Device Information: IP address, browser type, operating system, and other technical details.

2. How We Use Your Information

We use your information for purposes such as:

  • Providing and improving our services.
  • Responding to your inquiries and requests.
  • Sending you updates, promotions, and relevant communications (with your consent).
  • Ensuring compliance with applicable laws and regulations.

3. SMS and Email Communications

  • By providing your phone number and by opting in for SMS communication, you consent to receive SMS messages related to our services.
  • You may opt out of SMS or email communications at any time by following the unsubscribe instructions.
  • Message frequency varies. Message and data rates may apply.
  • Reply STOP to opt out of SMS messages at any time, or HELP for help.
  • Your mobile information will not be sold or shared with third parties or affiliates for promotional or marketing purposes.
  • We will not share your opt-in to an SMS campaign with any third party for purposes unrelated to providing you with the services of that campaign.

4. Sharing of Information

We do not sell or rent your personal information. We may share your data only in the following situations:

  • With trusted partners or service providers who help us deliver our services.
  • To comply with legal obligations or lawful requests from authorities.
  • To protect our rights, safety, or property.

All of the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties, including affiliates or partner businesses.

5. Data Security

We implement reasonable technical and organizational measures to protect your information from unauthorized access, use, or disclosure.

6. Data Retention

We retain your personal information only as long as necessary for the purposes stated in this policy or as required by law.

7. Your Rights

Depending on your location, you may have rights such as:

  • Accessing the personal information we hold about you.
  • Requesting corrections or deletion of your data.
  • Withdrawing your consent to receive communications.

8. Cookies & Tracking

Our website may use cookies or similar technologies to enhance user experience. You can control cookies through your browser settings.

9. Changes to This Policy

We may update this Privacy Policy from time to time. The updated version will be posted on this page with a revised effective date.

10. Contact Us

If you have any questions about this Privacy Policy or how we handle your data, please contact us at:

2ndLiens.com

Email: team@2ndliens.com

Monday - Friday
8:00AM to 5:00PM
Saturday - Sunday
Closed

Licensing & Disclosures

2ndLiens.com is a marketing brand and is not a lender. All loans are originated through Town Lake Lending, a licensed Texas mortgage company - NMLS #2484417 - 7000 N. MoPac Expy, Suite 200, Austin, TX 78731. Todd Kurio, Loan Originator, NMLS #216616.

Programs, rates, and terms are subject to change without notice and to credit approval. This is not a commitment to lend. All products may not be available in all areas.

Equal Housing Lender

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