About 2ndLiens.com
A Texas second lien specialist, built on real lending experience.
A Specialist, Not a Generalist
2ndLiens.com was founded by a Texas mortgage veteran with 34 years of industry experience, including years as co-founder and owner of one of Austin's largest independently owned mortgage banks. Time and again, he saw the same problem: homeowners with a low first-mortgage rate being steered into a full cash-out refinance just to access their own equity.
Most mortgage companies try to be everything to everyone. We don't - we focus on helping Texas homeowners tap their home equity with a second lien while keeping their existing first mortgage in place. That focus means we know this product deeply, and we can move quickly and clearly for the homeowners who need it.
Ready to explore your home equity options?
See how much cash you could access →
Ready to explore your home equity options?
See how much cash you could access →
How the Loans Work
2ndLiens.com is a consumer-focused brand dedicated to helping Texas homeowners explore second lien financing. Loans are originated through Town Lake Lending, a licensed Texas mortgage company.
This is a common and well-established approach in the mortgage industry: a specialized consumer brand backed by a licensed mortgage company.
For you, that means the best of both worlds-a team with specialized knowledge of Texas second liens, combined with the experience, compliance, and security of working with a licensed Texas mortgage company.
Full licensing information and required disclosures are provided in the footer of every page.
What We Bring
Mortgage Banking Roots
Founded by former owner of a Texas Mortgage Bank.
Texas Lending Expertise
As a Texas-based mortgage company, we understand the unique home equity laws that apply in Texas. Our specialized knowledge helps homeowners navigate the second-lien process with confidence.
A Focused Niche
Second liens aren't a side offering here - they're our focus, matched to today's rate environment.
